For the past two years, every high school and junior high school student-athlete in Wisconsin Interscholastic Athletic Association member schools have been covered by concussion insurance.

In the first two years of the coverage, the policy has handled 443 claims that has paid out over $212,000 since its inception in 2017-18.

The WIAA purchased the policy for all of its student-athletes, approximately 80,000 annually, providing them with zero out-of-pocket costs for concussion medical costs. The HeadStrong Concussion Insurance Program was developed by Dissinger Reed Insurance. It covers ev...