Many people do not realize that their quilts have a value. It doesn’t matter if your quilts are family heirlooms, purchased in an antique store or ones you have recently made. The value is determined through various criteria, but first and foremost, is the condition of the quilt. If the quilt is an antique, but still in excellent condition, it would have a high value to replace it, should anything happen to it. Insurance companies will look at the certified appraisal to see the replacement value. If the quilt is shredding, flaking, thinning, terribly stained or falling apart, it will...